Navy Federal Credit Union

Since 1933, Navy Federal Credit Union has grown from seven members to over 7 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership: “Be the most preferred and trusted financial institution serving the military and their families.”

Whether you're a seasoned veteran or a new recruit, we value your service. We are dedicated to offering super-low auto rates, loan discounts, and other products and resources that lighten your load while complementing your busy military life. Whether it's at our worldwide network of ATMs and branches–many located near military bases–or with our easy-to-use, 24-hour online and mobile banking services, we serve where you serve®.


  • Active Duty members of the Army, Marine Corps, Navy, Air Force, and Coast Guard
  • Army and Air National Guard
  • Delayed Entry Program (DEP)
  • DoD Officer Candidate/ROTC
  • DoD Reservists
  • Veterans, retirees and annuitants

Immediate family members of current members and those who are eligible for membership. Immediate family includes:

  • Grandparents
  • Parents
  • Spouses
  • Siblings
  • Children (including adopted and stepchildren)
  • Grandchildren
  • Household members

For more information, please call 1-888-842-6328. Join now and take advantage of these special offers and programs just for you! You can leave the military, change employers, move, retire, get married—and never have to leave NFCU. "Once a member, always a member." Not a member yet? You can join simply by opening a savings account with a minimum deposit of $5! Plus, once you join, your spouse and family members can join, too. Take advantage of these special offers and programs just for you!

Veterans Home Loan - Military Choice Mortgage

Navy Federal Credit Union believes in rewarding our Active Duty military and veteran members, and we're proving it with our Military Choice mortgage, available for primary and second homes.

  • Fixed rate (payments stay the same through term)
  • 100% financing options available for primary home purchases
  • No Private Mortgage Insurance (PMI) required
  • 1.75% funding fee can be financed into the loan up to a maximum of 101.75% loan-to-value (LTV) ratio.
  • Seller contribution up to 6%

We offer both conforming and jumbo Military Choice mortgages. The maximum loan limit for conforming loans is typically $453,100, though the loan limit can vary by state and county. Jumbo loans are for amounts between $453,101 and $1 million.

Adapted Home Benefits

If you are a Servicemember or Veteran with certain permanent and total service-connected physical disabilities you may be entitled to grant funds, which can help enable or maintain your independence. Three different grant types can be used to purchase or construct an adaptive home, or to modify an existing home to meet your needs. All grants have maximum amounts set by Congress and are indexed to construction costs. If you already own an adapted home and have an existing mortgage, you may be able to use grant funds toward that balance. Veterans with certain service-connected disabilities may apply for grants to build an adapted home or install ramps, widen doors, or make other modifications to live more independently. Grant assistance amounts are set by law, but maybe adjusted upward annually based on a cost-of-construction index. The amount of the three grants may not exceed the maximum amount in aggregate.

You can apply in 1 of 3 ways:

Apply online

Apply through eBenefits.
Go to eBenefits.

Apply by mail

Fill out an Application in Acquiring Specially Adapted Housing or Special Home Adaptation Grant (VA Form 26-4555).
Download VA Form 26-4555.

Mail it to your nearest regional loan center.
Find a regional loan center near you.

If you have trouble accessing the form, call us toll-free at 1-800-827-1000, Monday through Friday, 8:00 a.m. to 9:00 p.m. (ET) to have a claim form mailed to you.

Apply in person

Fill out VA Form 26-4555 and bring it to your nearest VA regional office. To find a regional office near you:

Need help?

Email a Specially Adapted Housing (SAH) staff member

Or, call an SAH staff member at 1-877-827-3702.

Veterans’ Mortgage Life Insurance (VMLI)

If you have a severe service-connected disability that we’ve concluded was caused—or made worse—by your service, you may be able to get Veterans’ Mortgage Life Insurance (VMLI). In the event of your death, this mortgage protection insurance can help your family pay off the home mortgage on a home that’s been adapted to meet your needs. Find out if you qualify—and how to apply.

Veterans’ Group Life Insurance (VGLI)

Veterans’ Group Life Insurance (VGLI) is a program that allows you to continue life insurance coverage after you separate from service. VGLI provides lifetime coverage as long as you pay the premiums. You may enroll for a maximum amount of coverage that is equal to the amount of Servicemembers’ Group Life Insurance (SGLI) coverage you had when you separated from service. Lesser amounts of coverage are also available in increments of $10,000. Once enrolled in VGLI, you will have the opportunity to increase your coverage by $25,000 every five years up to the legislated maximum of $400,000, until age 60. Customer service professionals are available to assist you. Please call 800-419-1473, Monday through Friday, between 8:00 a.m. and 5:00 p.m. Eastern Time.

Service-Disabled Veterans' Insurance (S-DVI)

The Service-Disabled Veterans Insurance (S-DVI) program was established in 1951 to meet the insurance needs of certain veterans with service connected disabilities. S-DVI is available in a variety of permanent plans as well as term insurance. Policies are issued for a maximum face amount of $10,000. Servicemembers who were released from active duty under other than dishonorable conditions after April 25, 1951, AND have been granted service connection for any disability (even 0 percent) within the last two years, AND are in good health except for any service connected conditions may be eligible. Under certain conditions, the basic S-DVI policy provides for a waiver of premiums in case of total disability. Policyholders who carry the basic S-DVI coverage and who become eligible for a waiver of premiums due to total disability can apply for and be granted additional Supplemental S-DVI of up to $30,000.

Automobile Grants

Under certain circumstances, Veterans may be eligible for financial assistance toward the purchase of an automobile and/or vehicle adaptive equipment (e.g., wheelchair lift). Adaptive equipment covers items that assist in getting in and out of vehicles and other medically necessary equipment such as power steering, brakes, windows, and seats.

To qualify, beneficiaries must meet the following eligibility requirements:

  • Automobile Grants - For active duty Servicemembers or Veterans who have loss, or permanent loss of use, of one or both hands or feet, or permanent vision impairment, or severe burn injuries that limit motion and preclude effective operation of an automobile and for whom these disabilities are rated or treated as service-connected.
  • Adaptive Equipment - For active duty Servicemembers or Veterans who meet the above disability requirements or who have immobility of the joint of one or both knees or hips and for whom these disabilities are rated or treated as service-connected.

To apply, complete VA Form 21-4502 (Application for Automobile or Other Conveyance and Adaptive Equipment) and mail or drop it off at the nearest regional office or apply with the assistance of an accredited Veterans Service Organization representative. If applying only for adaptive equipment, complete VA Form 10-1394 (Application for Adaptive Equipment – Motor Vehicle) and submit it to the nearest VA medical center.

Ford Motor Company

Ford Motor Company is grateful to you for your honorable service to our country and would like to salute those who serve. That’s why we’re proud to offer you and your families a Military Bonus Cash Offer! This exclusive offer is good toward the purchase or lease of an eligible new Ford or Lincoln vehicle.


Register to receive the Ford Military Appreciation Cash Offer toward the purchase or lease of an eligible new Ford vehicle! For all you do for us, this is the least we can do for you.

Qualifying military and family members include:

  • Active Military Personnel in the Army, Navy, Air Force, Marines, Coast Guard
  • National Guard, Reservists Serving on Active Duty and members of the Delayed Entry/Enlistement Program (DEP)
  • Veterans Separated within the last 180 days
  • Spouse/Surviving spouse, or other household members


If you served, you save. It’s as simple as that. Ford Motor Company will never forget all you gave to protect our country’s freedom – and here’s how we’re going to prove it.

  • Retirees
    • Regular Retirement
    • Reserve Retirement
    • Early Retirement (TERA)
    • Medically Retired
  • Spouse/Surviving spouse, or other household members
We can never fully thank you for the sacrifices you’ve made for our Country – but helping you save is a start.

For detailed information contact your local Ford store

Call Ford Program Headquarters at 1-877-362-3756


GM Military Discount

The men and women of the U.S. Military are devoted to giving their all in the line of duty. In recognition of this bravery, the GM Military Discount is our promise to give service members the vehicle savings they deserve. Read on to start saving hundreds, even thousands, on a new Chevrolet, Buick, GMC or Cadillac — with our lasting gratitude. For over 100 years, GM has been a passionate advocate for the U.S. Military by offering a variety of programs and sponsorships, many of which are designed to help ease the transition back into civilian life.

Eligible military personnel includes Active Duty members, Reservists, National Guard members, Veterans within one year of discharge date and Retirees — including their spouses — of the U.S. Army, Navy, Air Force, Marine Corps and Coast Guard. Many new and unused 2019, 2018 and 2017 GM cars; SUVs; crossovers; midsize, light-duty and HD pickup trucks; and passenger and cargo vans are eligible. See a list of eligible vehicles. Vehicle eligibility may change over time, so check before you buy.

The GM Military Discount may be shared with your spouse and household members. Eligible participants of the GM Military Discount must now register through For complete information on the registration process, visit Take retail delivery by 1/2/19.



This special offer is for those who've risked their lives defending us. If you're Active, Active Reserved, Retired Military, Retired Military Reserve or are an honorably discharged veteran within 12 months of discharged date, you're eligible for up to $500 in Military bonus cash under our Military Incentive program. In addition, the FCA Automobility Program has been designed to help customers with permanent disabilities enter, exit and/or operate a new vehicle, FCA US LLC's Automobility Program can help you do the things you love to do in life. Our goal is to assist in lessening the burden of the financial cost of modifying your vehicle. FCA US will give you a cash reimbursement, of up to $1,000, to reduce the cost of installing adaptive driver or passenger equipment on your new vehicle.

Transportation for Medical Appointments

The Disabled American Veterans (DAV) operates a fleet of vehicles around the country to provide free transportation to VA medical facilities for injured and ill veterans. Henry Ford provided 50 Model T Fords to help disabled Word War I veterans attend the organization’s second national convention. Ford continues lending its support today by donating vans for use in DAV’s nationwide Transportation Network program. DAV operates a fleet of vehicles around the country to provide free transportation to VA medical facilities for injured and ill veterans. DAV stepped in to help veterans get the care they need when the federal government terminated its program that helped many of them pay for transportation to and from medical facilities. The vans are driven by volunteers, and the rides coordinated by more than 160 Hospital Service Coordinators around the country. To find out whether there is a van near you check the DAV Hospital Service Coordinator (HSC) Directory and contact your nearest HSC for information or assistance. Please remember that the DAV Transportation Network is staffed by volunteers; therefore, it is unable to cover every community.

Armed Forces Vacation Club

A membership with Armed Forces Vacation Club is free to all active duty, guard, reserve and retired U.S. military and civilian employees of the Department of Defense.

Call 1-800-724-9988 or visit

Sign up and create a standard account today (it’s free!) to begin enjoying access to weeklong resort vacations in destinations around the world!

Veterans Holidays

Veterans are welcome to join the sister club of Armed Forces Vacation Club, Veterans Holidays. Memberships with Veterans Holidays is free to all veterans of the U.S. military.

Call 1-877-772-2322 or visit

Open up a world of affordable vacation options for you and your family through Veterans Holidays. Free membership is one small way we thank you for your service.

Our new premium level of membership opens up a world of exclusive benefits including early access to sales, monthly dining certificates, extra vacation discounts and more.