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The “Credit Card Act of 2009” (the “Act” and H.R. 627) was signed into law on 22 May 2009. The Act amends provisions of the “Truth in Lending Act” and “Electronic Fund Transfer Act” and changes the way credit card companies treat their customers.
For the first half of the decade, home loans were pretty easy to come by. It’s certainly no surprise that “easy money” won’t be the case for the foreseeable future. However, residential loans are still available for folks with decent credit; and most experts agree that, in many areas, given the historically low interest rates and high inventory, buyers are very much in the driver’s seat to buy the investment that is also the “roof over their heads.”
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