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 Tuesday, May 22, 2012
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Thomas McAtee posted on August 06, 2010 12:56 
The TRICARE Management Activity is on track to announce the new program on or about September 1, 2010. At that time, Retired Reserve members will be able to qualify for and purchase TRR with coverage to go into effect as early as October 1, 2010. The Office of Management Budget cleared the interim final rule for publication in the Federal Register the week of 2 August.
The new statute requires that qualified Retired Reservists pay premiums equal to the cost of the coverage. The premium rates for the portion of calendar year 2010 during which TRR is in effect and the rates for 2011 are listed below.
| Type of Coverage |
TRR 2010 Premium Rates
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TRR 2011 Premium Rates
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Member-only
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$388.31/mo
$4,659.72/yr
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$408.01/mo
$4,896.12/yr
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| Member & family |
$976.41/mo
$11,716.92/yr
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$1,020.05/mo
$12,240.60/yr
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The 2010 TRR premiums are based on the actual costs during calendar years 2007 and 2008 for providing benefits to the population of retired members and their family members in the same age categories as the Retired Reserve population in order to make the underlying group actuarially appropriate. The historical costs were trended forward to 2010 and a two-percent adjustment was applied to cover overhead costs for administration of the program by the government. Similarly, the TRR 2011 premiums are based on the actual costs during calendar years 2008 and 2009 and are trended forward to 2011 with two-percent added for overhead.
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Monday, August 09, 2010 4:49 PM
When will the DOD stop treating the RC as second class citizens???? First they overcharge us for TRS until we complained to Congress and now they are trying to do the same exact thing with TRR by overcharging only the RC!!
Monday, August 09, 2010 5:30 PM
Is that correct $12,240.60/mo? if so no one can afford it.
Tuesday, August 10, 2010 7:47 AM
Sorry for the error, the $12,240.60 is the annual cost for a family in FY-11.
Wednesday, August 11, 2010 3:13 PM
Article has been edited to show $12,240.60/yr.
Thursday, August 12, 2010 9:22 AM
Good luck getting any takers at these premiums. This is 5 times the rate of TRS.
Thursday, August 12, 2010 10:22 AM
DOD should be ashamed, once again ignoring the will of Congress and the American people to keep promises and fully support the Reservist. TRICARE only exists because DOD failed to keep a solemn promise to provide medical and dental care to military members and retirees through a military medical system. It was never planned to be an insurance program but an obligation of the nation that puts people in harm's way to take care of their medical needs and provide death benefits to their families. I tire of having medical treatment of warriors compared to a private business benefit of medical insurance. Insurance is not medical care. Any discussion comparing military health care to insurance misses the point. A nation that provides free care to it's poor (MEDICAID) should first provide medical care to it's protectors!
Thursday, August 12, 2010 12:35 PM
Yes, the DoD has complied with the law...maliciously. These rates are yet another betrayal and abuse of the Reserve/NG system. I agree with CAPT Austin: "A nation that provides free care to it's poor (MEDICAID) should first provide medical care to it's protectors!" I would add, it now appears that the illegal residents now also will have free medical care, and they have not earned one benefit....yet those that have earned the right to be called a USA citizen is brushed aside....
Thursday, August 12, 2010 1:38 PM
CAPT's Austin and Cooper are spot on. I am sure the majority of warriors didn't volunteer and spend decades of their adult life in the military for the benefits, however, to watch those benefits erode and be transferred to those breaking federal laws is unconscionable. I felt the label of second class citizen for the RC had finally been eradicated, apparently not!
Thursday, August 12, 2010 10:08 PM
I don't see what the 'benefit' here is. I just checked Sam's Club for a High-Deductible/HSA healthcare plan - For a 40-yr old w/ a family of four, it's monthly premiums of $188, with an annual Out-of-Pocket max of $10K/year. If my math is correct, this comes out to a max total cost (premiums plus care) of $12,256. TRR is no 'benefit'. Your cost STARTS at $11K/yr in premiums, before you've even taken a trip to see a doctor (who must be on TRR approved list). Why couldn't someone in congress, or at least a staffer, taken 2 minutes and compared TRR with a readily-available market rate quote for an individual health care plan? -Eddie W.
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